Tuggboat is an application owned by Investbook, Inc. This page discloses INVESTBOOK, INC. Terms of Use and User Privacy Policy.

User Privacy is considered the manner in which INVESTBOOK, INC. ("We") collects, uses, maintains and discloses information collected from users (each, a "User" or "Users") at any website owned by INVESTBOOK, INC. ("Sites").

Terms of Use is considered the manner in which the User is obligated to use any INVESTBOOK, INC. web site or software application.

The items listed on this page apply to the Sites and all products and services offered by INVESTBOOK, INC. All items listed on this page may be appended by items specific to INVESTBOOK, INC. web sites or software applications. Should there be a conflict regarding items on this page and a page on a specific web site, the specific web site page shall govern over any items listed here unless noted otherwise.

Personal Identification Information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our Sites, register on the site, place an order, fill out a form and in connection with other activities, services, features or resources we make available on our Sites. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information, We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal Identification Information

We may collect non-personal identification information about Users whenever they interact with our Sites. Non-personal identification information may include, but is not limited to the browser name, the type of computer and technical information about the Users means of connection to our Sites, such as the operating system and the Internet service providers utilized and other similar information.

Web Browser Cookies

Our Sites may use "cookies" to enhance user experience. User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the sites may not function properly.

How We Use Collected Information

INVESTBOOK, INC.  may collect and analyze users personal information for the following purposes:

To Improve Customer Service

Your information helps us to more effectively respond to your customer service requests and support needs.

To Personalize User Experience

We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.

To Improve Our Site

We continually strive to improve our website offerings based on the information and feedback we receive from you.

To Process Transactions

We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.

To send periodic emails

The email address Users provide for order processing, will only be used to send them information and updates pertaining to their order. It may also be used to respond to their inquiries, and/or other requests or questions. If Users decide to opt-in to our mailing list, they will receive emails regarding company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or Users may contact us via our Sites.

How We Protect Your Information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Sites. We strive to assure sensitive and private data exchange between the Sites and its Users happens over an SSL secured communication channel and is encrypted and protected with digital signatures. Our Site is also in compliance with PCI vulnerability standards if necessary in order to create a secure environment for Users.

Limitation of Liability

In recognition of the relative risks and benefits of the sites to both the User and INVESTBOOK, INC. , the risks have been allocated such that the User agrees, to the fullest extent permitted by law, to limit the liability of INVESTBOOK, INC. to the User for any and all claims, losses, costs, damages of any nature whatsoever or claims expenses from any cause or causes, including attorneys’ fees and costs and expert witness fees and costs, so that the total aggregate liability of INVESTBOOK, INC. to the User shall not exceed the User's total fees for services rendered for the last 12 months of service provided.

It is intended that this limitation apply to any and all liability or cause of action however alleged or arising, unless otherwise prohibited by law.

Governing Law

It is the intention of the Parties to this Agreement that this Agreement and the performance under this Agreement, and all suits and special proceedings under this Agreement, be construed in accordance with and governed, to the exclusion of the law of any other forum, by the laws of the State of California, without regard to the jurisdiction in which any action or special proceeding may be instituted.

Severability

In the event that any of the provisions of this Agreement are held to be invalid or unenforceable in whole or in part, all other provisions will nevertheless continue to be valid and enforceable with the invalid or unenforceable parts severed from the remainder of this Agreement.

Agreement To Arbitrate

In the event a dispute shall arise between the Parties to this contract, it is hereby agreed that the dispute shall be referred to United States Arbitration and Mediation for arbitration in accordance with United States Arbitration and Mediation Rules of Arbitration. The arbitrator’s decision shall be final and binding and judgment may be entered thereon. In the event a party fails to proceed with arbitration, unsuccessfully challenges the arbitrator’s award, or fails to comply with arbitrator’s award, the other party is entitled of costs of suit including a reasonable attorney’s fee for having to compel arbitration or defend or enforce the award.

Internal Appeal

It is agreed the Internal Appeal Procedure, found under Rule 16 of the Rules of Arbitration, United States Arbitration and Mediation Rules of Arbitration shall apply.

Changes To This Page

INVESTBOOK, INC.  has the discretion to update this page at any time. When we do, we update the Page Last Revised section at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect and our terms of use. You acknowledge and agree that it is your responsibility to review this page periodically and become aware of modifications.

Your Acceptance of These Terms

By using our Sites, purchasing one of our products or purchasing one of our services , you signify your acceptance of this policy. If you do not agree to this page in full, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Copyright Notice

INVESTBOOK, INC. is the copyright owner of all content, whether text, image, domain names, audible or otherwise, on our Sites. Users agree to respect our ownership rights by not utilizing any content on our sites without directly expressed written permission. We strive laboriously to assure all content which appears on our sites are in the public domain or owned outright by INVESTBOOK, INC. through licensing terms granted to us by the owner. Please contact legal@investbook.us regarding any deviations from this notice.

Copyright Notice - Other Sites

INVESTBOOK, INC. is the copyright owner of all content, whether text, image, domain names, audible or otherwise, on this and other sites. These sites include Social Media sites. But our copyright status would extend to other non-Social Media sites where we might post content as well.

Page Last Revised

February 14, 2016

Ver. C

Contacting Us

If you have any questions about the contents of this web page, the practices of our sites, or your dealings with our sites, please contact us at: